I purchased a 2006 Lexus gs 300 I was a used as is car which I understand I have to do all maintenance on the vehicle within the 1st 30 days...

Question

I purchased a 2006 Lexus gs 300 I was a used as is car which I understand I have to do all maintenance on the vehicle within the 1st 30 days I had to make 2 major repairs. When I signed my contract I was informed I could pay my payments once a month or every two weeks but it was never specified as to if the monthly payment was due at the end or the beginning of the month, so they repoed my car due to me not making full payment in the beginning of the month. They will not give my car back or the money I put down what do I do??

Answer

The due date is whatever the contract says, not what some salesperson says. You were supposed to read the contract when you signed. Now that car has bee repoed, the only way to get it back is to pay it in full, or file Chapter 13 in time and pay it through that. Note that you now have a repo on your credit history, which trashes your credit and will make future borrowing difficult and expensive. And when they sell the car, they can sue for a deficiency and then garnishee your bank account and wages.