Are self insured plans subject to federal cobra and cal cobra?
YES - Self Insured plans are subject to federal and Cal-COBRA rules.But it might be helpful to have additional information - how large is the employer group?How recently did the separation of employment occur?If you are part of the HR team at the employer, then possibly you are confused about how to establish a "COBRA RATE" for a self insured plan.Also, did you know that Pres. Obama's Economic Stimulus Package includes a COBRA SUBSIDY for almost every employee that lost a job in the downturn (starting with termination dates of 9/1/08).You can email me if you want additional info. emcclements@barkleyins.com
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