I had a 30 year mortgage.. I borred 63000.00 paid on it for 13 years and paid it off. The pay off was 62000.00.after 13 years only 1000.00 w...

Question

I had a 30 year mortgage.. I borred 63000.00 paid on it for 13 years and paid it off. The pay off was 62000.00.after 13 years only 1000.00 went to principle

Answer

Request a printout of your account. If they are not cooperative, send your request following the procedures for a "qualified written request." You should be able to run a web search to get an idea. You might also try running your original loan terms through an amortization program, such as: http://www.bankrate.com/calculators/mortgages/mortgage-calculator.aspx