Monday, December 15, 2014

I received a summons to appear for pretrial conferance/mediation from a credit card company bal. owed $828.62 I have never heard of this hap...

Question

I received a summons to appear for pretrial conferance/mediation from a credit card company bal. owed $828.62 I have never heard of this happening to anyone before the card company has already did a charge off...I dont understand



Answer

They may have sold the debt. Do they have all the information to prove it?



Answer

Agree with Mr. Slater: Creditors "write off" the account as an accounting entry for

tax purposes but it doesn't prevent them from selling the account to a collection

agency or even filing a lawsuit against the debtor. So the issue will be: can they

prove their claim against you?



Answer

See a consumer lawyer in your area for assistance. We win these cases 99% of the time. Do not agree to pay without seeing a consumer lawyer. Our fees are nominal since we get paid most of our fees from the credit card companies. "Write off" only means the debt is past due 180 or more days. See www.ConsumerLawyerHelp.com for assistance.



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