Thursday, January 23, 2014

Several years ago I signed a lease. The lease asked for the name of any minor children that would be living in the apartment as well. I lost...

Question

Several years ago I signed a lease. The lease asked for the name of any minor children that would be living in the apartment as well. I lost my job and fell behind on rent and was evicted. Now there is a Judgement on not only my credit report but my daughters credit report as well. She never signed the lease. Can the landlord ruin her credit?



Answer

When a landlord evicts he/she has to list anyone he/she knows lives in the dwelling in case the sheriff actually has to come out - especially with children. Sounds like you did not go to court with an attorney to get a protective order. Well, your daughter will have to send to the credit agencies a copy of the lease, judgment and a birth certificate to prove she wasn't on the lease and was a minor resident at the time. Welcome to our credit world.



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