I have paid $143 for merchandise I charged using paypal and have been charged $103 in late charges.I have disputed the late fees with them b...

Question

I have paid $143 for merchandise I charged using paypal and have been charged $103 in late charges.

I have disputed the late fees with them because my paypal account is linked to my VISA account which is how it usually gets paid. They are not forgiving the late fees because they sent email notices which I never opened--thinking they were not a bill and i get swamped with ads, etc for that sort of thing. It finally came to my attention when I got a bill in the mail.

I have excellent credit and am not too worried about $103 on my record, but will they continue to compound the interest on the late fee? Should I take the dispute further?

Answer

Further detail would need to be known in order for an attorney to provide you with sensible legal advice for the situation. Should you consider paying an attorney to provide you with formal legal counsel and legal advise, I urge you to be very much aware of the cost benefit ratio of the issue.