I received a NOTICE OF COURT PROCEEDING TO COLLECT DEBT. What happens after I fill out the Payment to Avoid Garnishment ?

Question

I received a NOTICE OF COURT PROCEEDING TO COLLECT DEBT. What happens after I fill out the Payment to Avoid Garnishment ?

Answer

If you filled out the Payment to Avoid Garnishment and submitted it with the corresponding payment (if any) to the creditor, the creditor must resubmit another Notice to you before filing a garnishment action with the court. You are basically voluntarily garnishing yourself by sending in the money to the creditor.